Yes, disability can extend the 18 month period of continuation coverage for a qualifying event that is a termination of employment or reduction of hours. To qualify for additional months of COBRA continuation coverage, the qualified beneficiary must:
* Have a ruling from the Social Security Administration that he or she became disabled within the first 60 days of COBRA continuation coverage
* Send the plan a copy of the Social Security ruling letter within 60 days of receipt, but prior to expiration of the 18-month period of coverage
If these requirements are met, the entire family qualifies for an additional 11 months of COBRA continuation coverage. Plans can charge 150% of the premium cost for the extended period of coverage. For more information, visit us online at www.fiorellainsurance.com or call us at 772-283-0003.
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