Why is my homeowner’s insurance company requiring me to have a fence or screen enclosure around my pool when my pool complies with all county codes?

This is a very good question that comes up a lot. As a general rule, all insurance companies require that a swimming pool be enclosed by a 4 foot, permanent fence or a screen enclosure, regardless of whether or not your county code requires it. And a baby fence does not qualify as it is not a permanently installed fence. This causes a problem for many homeowners and the only real option is to either purchase a homeowners policy that excludes pool liability or to bite the bullet and install a fence. For more information contact us online or email contact@fiorellainsurance.com.